You can trust MEMIC
with your workers’
comp business.

Choose MEMIC for insurance that delivers a continual return on investment for your business customers. Our values of respect, integrity, partnership, diversity, and inclusion are at the core of everything we do.

Discover The MEMIC Difference.

Testimonials

“It is refreshing to ‘partner’ with an insurance company that still believes in the importance of relationships and old school underwriting…. To put it simply, MEMIC just gets it.”

Shawn Berg

Partner, Chief Operating Officer

Stahlka Agency,

MEMIC Champion Circle Agent

At MEMIC, our values include partnership, transparency and honesty.

We know, for example, a well-designed safety program may cost your customers more up front, but over time they will see fewer workforce injuries, timely claim closures, and increased productivity. As a result, your client will reap huge rewards through every renewal year.

Unfortunately, accidents still happen despite implementing the most thorough safety plans. Should the unexpected occur, MEMIC helps your customers navigate the claims process and makes sure their injured employees regain their health and return to work as soon as appropriate.

Learn more about MEMIC's mission by watching the "Better Together" video.

THE MEMIC DIFFERENCE THAT REWARDS AGENTS

Each agency relationship is managed directly by a local Senior Production Underwriter, responsible for all new and renewal business.
We offer educational resources to make it easier for you and your clients to do business with us.
With our Champion Circle agency program, MEMIC rewards its top performing partners with a $10,000 annual benefit program.
MEMIC agents are also eligible to receive a reward through our annual contingent commission plan based on profitability, volume, and growth.
MEMIC does not work with wholesalers, only qualified independent agents.

ARE YOUR CUSTOMERS LOOKING FOR WAYS TO REDUCE THEIR PREMIUMS?

MEMIC DOES THAT BY REDUCING RISK AND DILIGENTLY MANAGING CLAIMS.

We conduct on-site professional safety assessments to identify and mitigate risks.
We develop workplace safety plans and return-to-work strategies that drive quantifiable results.
Claims agents have case loads lower than the national average.
Claims teams offer jurisdictional claims expertise.

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MEMIC is extremely easy to quote, issue, and bind.

MEMIC offers workers’ comp products for small, mid-sized, and large companies across a wide variety of industries and offers a broad range of capabilities that meet the unique and evolving needs of your customers.

MEMIC EXPRESS

Small business? No problem! We’ve got you covered.

MEMIC Express is the easiest way to rate, quote, and issue for your small business customers, and renewals are a breeze. We know that having a streamlined sales pipeline will help our agent partners close business faster and make more revenue.

Premium of $500–$50,000
Favorable loss history
Fixed locations preferred with limited over-the-road exposure.

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MEMIC’S MIDDLE MARKET APPROACH

Your middle market customers will love the MEMIC difference, too.

Our dedicated claim handling approach means your customers work with a local specialist for all their claims. Plus, they will receive a dedicated loss control consultant and claims team. Consider our team part of your agency’s extended family.

Premium of $50,000–$750,000
Customers wanting to create a safety plan
Favorable loss history

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MEMIC’S LOSS SENSITIVE DIFFERENCE

Your larger customers and prospects may be ideal candidates for lowering their costs with a large-deductible program.

By paying their own routine claims and insuring for high-cost losses, potentially they can save substantially on their annual premiums.

Premium of $250,000–$3M+
Financially secure and operationally stable employers with accessible cash reserves
A desire to benefit from a large deductible vs. guaranteed cost
Broader appetite than guaranteed cost

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